Features and functionalities

Xpay supports a quick and efficient way of setting up payment service provider business, either for card payment on POS terminals or online. Xpay periodically imports members salary data and calculates limits for payments - debit card scenario.

  • Processor organization management
  • Membership organizations management
  • Merchant organizations management
    • Merchants profiling
    • Management of commissions for one time and installments 
    • Limits management
    • POS profiling
    • Terminal management
    • Sales agents profiling
    • Payments overview
    • Settlement support
    • Journal of commission calculation
    • WEB Merchants API
  • Members management
    • Order management
    • Members profiling 
    • Stored Value Account
  • Payment card management
    • Card Lifecycle support
    • Special cards (family, club)
  • Service Web portal
    • Merchants
    • Members
  • POS Solutions
    • XpayEFTPOS 2.0 – EFTPOS Terminal application
    • XpayTMS 2.0 – EFTPOS Terminal management
    • Contact and Contactless
    • Reporting Suite
    • Business Analytics Suite
    • ERP integration
    • WEB Administration
    • High data security
    • Access management
    • White-labeling options
    • Multi-language
    • On-premises or Saas